Savings-Pensions Branch of the Deposit and Management Fund

Using digitalization and local networks to make social security payments: The case of conditional grants for underprivileged families to minimize school drop-outs

Implementation year

In 2022, Morocco’s CDG Prévoyance signed an agreement with the State to manage the Tayssir Programme, one of the country’s most important welfare programmes, dedicated to reducing the rate of school drop-outs among the most vulnerable segments of the population.

Prior to this agreement, Tayssir was managed by schools and relied on paper files. Payments could only be made by post. This led to major difficulties in terms of schools’ unsuitability to manage a welfare programme, a lack of proximity to beneficiaries (most of whom live in rural areas) and, consequently, payment delays that reduced the programme’s impact on school drop-outs.

As such, CDG Prévoyance digitalized its management of the Tayssir Programme, basing it on:

  • The digitalization of registration and payment processes.
  • The use of local networks for accessible and timely payments.

The programme benefitted approximately 1.5 million households (of which over 75 per cent were based in rural areas) over the course of the 2021-2022 academic year.


This good practice was submitted by the CDG Prévoyance that is now part of Savings-Pensions Branch of the Deposit and Management Fund (Branche Epargne-Prévoyance de la Caisse de Dépôt et de Gestion – BEP CDG).

Social policies & programmes