Employees Provident Fund
Asia and Pacific

I-Invest - Employees Provident Fund Member Online Investment Transaction Portal

Implementation year

Since 1996, the Members Investment Scheme (MIS) has provided an option for members of the Employees Provident Fund (EPF) of Malaysia to divert retirement savings to investments outside EPF for the purpose of maximising their retirement savings. These investments are managed by third-party Fund Management Institutions (FMIs), and promoted through their agents.

In September 2019, EPF launched i-Invest that is a self-service digital investment platform, the first in the world by a social security organisation. i-Invest allows members to conduct investments with FMIs without the hassle of going through agents. This not only lowered the cost of investment but also addressed the inconveniences and conflicts of interest when investing through an agent. All investment risks are borne by members alone.

Information and communication technology