First law: 1922.

Current laws: 1995 (Federal Law No.181-FZ of 24 November, on social protection for the disabled), with 1998, 1999, 2000, 2001, 2002, 2003, and 2004 amendments; 1996 (Federal Law No. 27- FZ of 1 April, on individual record keeping in the mandatory pension insurance system); 1998 (Federal Law No.75 FZ on Non-State Pension Funds of 7 May), with 2003 (Federal Law No.14-FZ), 2005, 2007, 2008, 2009 amendments; 2001 (Law No. 166-FZ of 15 December, on public pension security); 2001 (Law No. 173-FZ of 17 December, on labor pensions) with 2011 amendment implemented on 1st July 2012; 2001 (Law No. 167-FZ of 15 December, on mandatory pension insurance); 2002 (Resolution No. 516 of 11 June, on early entitlement to the labor pension); 2002 (Resolution No. 781 of 29 October, on lists of trades and professions); 2002 (Resolution No. 555 of 24 July, on rules for the insurance coverage for labor pensions); 2002 (Federal Law No. 111 FZ of 24 July, on investments for the funded part of labor pensions), with 2002 (Law No. 198-FZ), 2003 (Law No. 135-FZ), 2004 (Law No. 81-FZ), and 2005 (Law No. 183-FZ and Law No. 48-FZ) amendments; and 2004 (Federal Law No. 70-FZ of July, on amendments to the tax code), implemented in January 2005; 2009 (Law No. 2 212-FZ of 24 July 2009, on insurance contributions to the Pension Fund, Social Insurance Fund, Federal and Territorial Mandatory Health Insurance Funds), implemented on I January 2010; 2011 (Federal Law No. 360-FZ of November, on payment procedure of funded pensions); 2011(Federal Law No. 379-FZ of 3 December, on changes in separate laws of the Russian Federation concerning insurance contribution rates for the state non-state budget funds).

Type of program: Social insurance and notional and individual accounts system.

Note: The individual account covers persons born in 1967 or later.

Employed citizens, self-employed persons, and independent farmers.

Special systems for civil servants, military and police personnel, and war veterans.

The individual account covers persons born in 1967 or later.

Insured person: None.

Self-employed person: In general, a monthly contribution of 14,386 rubles.

Different contribution rates apply for certain categories of self-employed person.

Employer: 22% of payroll.

The maximum annual earnings used to calculate contributions are 512,000 rubles and 10% of payroll exceeding this ceiling for general categories of employers. Reduced contribution rates apply for certain groups of employers. 

Government: The total cost of social pensions. Regional and local governments may finance supplementary benefits out of their own budgets.

Old-age pension

Old-age labor pension: Age 60 (men) or age 55 (women) with at least five years of coverage.

The qualifying conditions are reduced for persons who have worked in the far-north region or in hazardous or dangerous work, for mothers who have five or more children or children with disabilities, and for some specified professional categories.

Deferred pension: The pension may be deferred. The maximum deferral period depends on the year of retirement.

Retirement is not necessary. There is no income test for a working pensioner.

The pensions are payable abroad in accordance with national legislation and reciprocal agreements.

State social pension: Age 65 (men) or age 60 (women).

The state social pension is not payable abroad.

Retirement is not necessary. There is no income test for a working pensioner.

Disability pension

Disability labor pension: The pension is calculated according to three assessed degrees of disability: 100% loss of working capacity and requires constant attendance (Group I); 100% loss of working capacity and does not require constant attendance (Group II); at least a 50% loss of working capacity and does not require constant attendance (Group III).

State disability pension: There is no minimum qualifying period for persons younger than age 20 whose disability is due to a general illness or for any disability resulting from a severe work injury, an occupational disease, or military service

The state disability pension is payable abroad in accordance with national legislation and reciprocal agreements.

Survivor pension

Survivor labor pension: Paid irrespective of the deceased's length-of-service period and coverage periods.

Eligible survivors are widows older than age 55 (widower(s) or parents older than age 60) or unemployed and caring for a child younger than age 14 or disabled; children up to age 18 (age 23 if a student, no limit if disabled before age 18); brothers and sisters up to age 18; and grandfathers aged 60 or older and grandmothers aged 55 or older or disabled.

The pension does not cease on the remarriage of a widow.

The survivor labor pension is payable abroad in accordance with national legislation and reciprocal agreements.

State survivor pension: Paid irrespective of the deceased's insurance coverage or military service. Eligible survivors are parents, widows, aged 60 (men) and 55 (women) or disabled; unemployed persons caring for children younger than age 14; siblings and grandchildren up to age 18 (age 23 if student). There are lower age requirements for specified cases.

The pension does not cease on the remarriage of a widow.

Social survivor pension: Paid if the deceased was not eligible for a contributory pension.

The social survivor pension is not payable abroad.

Old-age labor pension: The benefit is calculated as the sum of a social insurance benefit based on the notional account (which includes a basic flat-rate element according to the category of beneficiary) and a benefit based on the value of the individual account (insured's contributions plus interest). Calculations are based on insurance coverage and a projected life expectancy at retirement of 216 months (rising to 228 months by 2013). The individual account benefit is scheduled to be paid beginning in 2013.

The basic monthly flat-rate benefit for a pensioner with no dependents is 2,963 rubles, 3,952 rubles with one dependent, 4,938 rubles with two dependents, and 5,926 rubles with three or more dependents.

The basic monthly flat-rate amount for a pensioner age 80 or older is 5,926 rubles with no dependents, 6,914 rubles with one dependent, 7,902 rubles with two dependents and 8,889 rubles with three or more dependents.

Deferred pension: Calculated in the same way as the old-age pension.

State length-of-service pension: The benefit is calculated according to the length of state service and the value of wages earned.

State social pension: The pension is a percentage of the basic-flat-rate portion of the labor pension.

Benefit adjustment: Benefits are adjusted according to the rate of inflation and increases in the average wage.

Disability labor pension: The benefit is calculated as the sum of a basic flat-rate element according to the category of beneficiary and a benefit based on the notional account. Calculations are based on a projected life expectancy at retirement of 216 months (rising to 228 months by 2013) and a contribution period adjustment factor for younger insured persons.

For a pensioner with no dependents the basic monthly flat-rate amount is 5,926 rubles (Group I), 2,963 rubles (Group II), or 1,482 rubles (Group III). For a pensioner with one dependent, 6,914 rubles (Group I), 3,951 rubles (Group II), or 2,469 rubles (Group III). For a pensioner with two dependents, 7,902 rubles (Group I), 4,938 rubles (Group II), or 3,457 rubles (Group III). For a pensioner with three or more dependents, 8,889 rubles (Group I), 5,926 rubles (Group II), or 4,445 rubles (Group III).

State disability pension: Benefits are set by the government according to categories of beneficiaries and increased according to the number of dependents.

Benefit adjustment: Benefits are adjusted according to the rate of inflation and increases in the average wage.

Survivor labor pension: The benefit is calculated as the sum of a basic flat-rate element according to the category of beneficiary and a benefit based on the notional account. Calculations are based on a projected life expectancy of 216 months (rising to 228 months by 2013), the number of survivors.

The basic monthly flat-rate component for full orphans is 2,963 rubles for each child; for other dependent family members, 1,482 rubles.

The pension is split equally among all eligible survivors.

Double the value of the accrued rights from the notional account is also paid to the children of a deceased single mother.

Social survivor pension: The pension is set by the government according to different categories of beneficiaries.

Benefit adjustment: Benefits are adjusted according to the rate of inflation and increases in the average wage.

Pension Fund of the Russian Federation (http://www.pfrf.ru) and its regional bodies administer benefits and collect contributions.

Pension Fund of the Russian Federation
4, Chabolovka,
RU-119991
Moscow B-49,
Russian Federation

Tel.: +(7-495) 982 45 36
Fax: +(7-495) 982 06 63

Ministry of Health and Social Development (http://www.minzdravsoc.ru) is responsible for policy development.

Ministry of Health and Social Development
3 Rakhmanovsky pereulok,
RU-127 994,
Moscow,
Russian Federation

Tel.: +(7-495) 6251140
Fax: +(7-495) 200 02 12