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Reduction of companies compulsory insurance premium following prevention support measures
This good practice regards an Italian experience in the reduction of the rate of compulsory insurance for employers adopting prevention measures, besides the system based on accident rate.
Reduction of companies compulsory insurance premium following prevention support measures

Since 2000, companies that carry out activities aimed at improving health and safety are rewarded with a premium reduction paid to the National Employment Accident Insurance Institute (Istituto Nazionale per l'Assicurazione contro gli Infortuni sul Lavoro (INAIL)).

The rate reduction is granted as follows:

  • 5 per cent for companies employing more than 500 workers;
  • 10 per cent for other companies.

The companies have to fill a questionnaire in which they declare to be compliant with insurance contributions and with the compulsory provisions in the field of safety and health at work. Furthermore, it is necessary that they carried out a relevant preventive action included in the list of Section A of the application form (implementation of MS-OHS or CSR) or, alternatively, at least three measures among those listed in the remaining Sections (prevention and protection, equipment, medical surveillance, etc.), at least one of which relates to training.

The first statistical data show a decrease in the accident rate of those enterprises which applied for a premium reduction through prevention measures.


Full text:
Publication year: 2010
Implementation year: 2000
Темы: Occupational risks, Risk management and change management
Organization: National Employment Accident Insurance Institute
Страна: Italy

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