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Equateur
| Population totale (Mio): | 13.8 |
| PNB per capita (USD): | 7449 |
Work Injury
Regulatory Framework
First law: 1964.
Current law: 2001 (Law No. 55 of 27 November, on social security).
Type of program: Social insurance system.
Current law: 2001 (Law No. 55 of 27 November, on social security).
Type of program: Social insurance system.
Coverage
All persons who receive income for work.
Voluntary coverage for persons without mandatory coverage.
Voluntary coverage for persons without mandatory coverage.
Exclusions: Ecuadorians residing abroad.
Source of funds
Insured person: None; 0.55% of gross earnings for voluntary contributors.
The minimum earnings used to calculate contributions are $264.
There are no maximum earnings used to calculate contributions.
Self-employed person: 0.55% of gross declared earnings.
The minimum earnings used to calculate contributions are $264.
There are no maximum earnings used to calculate contributions.
Employer: 0.55% of payroll.
The minimum earnings used to calculate contributions are $264.
There are no maximum earnings used to calculate contributions.
Government: 40% of the cost of work injury pensions.
The minimum earnings used to calculate contributions are $264.
There are no maximum earnings used to calculate contributions.
Self-employed person: 0.55% of gross declared earnings.
The minimum earnings used to calculate contributions are $264.
There are no maximum earnings used to calculate contributions.
Employer: 0.55% of payroll.
The minimum earnings used to calculate contributions are $264.
There are no maximum earnings used to calculate contributions.
Government: 40% of the cost of work injury pensions.
Qualifying conditions
Work injury benefits: There is no minimum qualifying period.
Occupational disease benefits: The insured must have at least six months of contributions.
Occupational disease benefits: The insured must have at least six months of contributions.
Cash benefits for insured workers (except permanent disability)
Temporary disability benefit: For the first 10 weeks, 75% of average earnings in the three months before the disability began is paid after a two-day waiting period for up to 70 days; after 70 days, 66% until the end of the 12th month. If the disability lasts more than one year, 80% is paid for up to two additional years.
Permanent disability benefits for insured workers
Permanent disability pension: 80% of average earnings (100% if constant attendance is required) in the last year or in the previous five years (whichever is greater) is paid.
Partial disability: A percentage of the full pension is paid according to the assessed degree of disability.
Schedule of payments: 12 monthly payments plus two bonus payments a year.
Benefit adjustment: Benefits are adjusted annually. Adjustments range from 4.31% to 16.15% and are inversely proportional to the amount of benefit.
Partial disability: A percentage of the full pension is paid according to the assessed degree of disability.
Schedule of payments: 12 monthly payments plus two bonus payments a year.
Benefit adjustment: Benefits are adjusted annually. Adjustments range from 4.31% to 16.15% and are inversely proportional to the amount of benefit.
Medical benefits for insured workers
Medical benefits: Benefits include medical and surgical care, hospitalization, appliances, and rehabilitation.
Survivors benefits for dependents
Survivor pension: 40% of the pension the deceased received or was eligible to receive is paid to a widow or female partner who cohabitated with the deceased male, or a dependent, disabled widower or male partner who cohabitated with the deceased female.
Orphan's pension: 20% of the pension the deceased received or was eligible to receive is paid to each dependent orphan younger than age 18 (no limit if disabled); 40% for a full orphan.
Other eligible survivors: If there is no eligible spouse, partner, or child, 20% of the pension the deceased received or was eligible to receive is paid to a dependent mother or a dependent, disabled father.
Orphan's pension: 20% of the pension the deceased received or was eligible to receive is paid to each dependent orphan younger than age 18 (no limit if disabled); 40% for a full orphan.
Other eligible survivors: If there is no eligible spouse, partner, or child, 20% of the pension the deceased received or was eligible to receive is paid to a dependent mother or a dependent, disabled father.
The minimum monthly pension is $132.
The maximum monthly pension is $1,452.
Funeral grant: Up to $1,056 is paid.
Administrative organization
Social Security Institute (http://www.iess.gov.ec), through its Directive Council, regulates and administers the program.
Social Security Institute
Calle 9 de Octubre N20-68 y Jorge Washington,
Casilla 2640,
EC- Quito,
Ecuador
Tel.: +(59322) 56 80 56 / 56 38 97
Social Security Institute
Calle 9 de Octubre N20-68 y Jorge Washington,
Casilla 2640,
EC- Quito,
Ecuador
Tel.: +(59322) 56 80 56 / 56 38 97
Réponse à la dernière enquête: 01 Juillet 2011
Dernière mise à jour AISS: 01 Juillet 2011
Taux de change: Currency is the US dollar (US$).