ISSA
Promoting and Developing Social Security Worldwide.
India
Total population (m.):  1214.5
GDP per capita (USD):  1017
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Unemployment

Regulatory Framework
First and current law: 1948 (Employees' State Insurance Act No. 34 of 19 April, on social security) and 2005 (National Rural Employment Guarantee Act, No. 42).

Type of program: Social insurance and social assistance system.

Notes: Labor law requires employers to provide a severance payment equal to 15 days' average pay for each year of employment.

Eleven states have instituted temporary unemployment programs funded by the government.

An employment guarantee program operates in rural areas.
Coverage
Social insurance: Employees earning 15,000 rupees or less a month and working in certain businesses with at least 20 workers (10 workers in manufacturing).

Social assistance: Every household in qualified rural areas.
Source of funds
Insured person: See source of funds under Sickness and Maternity.

Self-employed person: Not applicable.

Employer: See source of funds under Sickness and Maternity.

Government: See source of funds under Sickness and Maternity.

Social assistance: State governments fund the rural employment guarantee.
Qualifying conditions
Unemployment allowance: Must be involuntarily unemployed as the result of retrenchment or a nonwork-related permanent disability. The insured must have at least 3 years of contributions.

Social assistance: A member of a beneficiary household must volunteer to do unskilled manual work in qualified rural areas.
Cash benefits for insured workers
Unemployment allowance: 50% of the insured's average wages is paid for up to 1 year.

Access to medical care is also provided to beneficiaries and their dependents.

Social assistance: At least 100 days of unskilled manual work at minimum wage are guaranteed.
Administrative organization
Employees' State Insurance Corporation (http://www.esic.nic.in), managed by a tripartite board and a Director General, administers the program through regional and local offices.

Employees' State Insurance Corporation
ESIC building, Panchdeep Bhavan,
Kotla Road,
New Delhi -110 002,
India

Tel.: +(91-11) 2323 53 91
Fax: +(91-11) 2323 71 36

Ministry of Rural Development administers the National Rural Employment Guarantee (http://www.nrega.nic.in).
Last survey reply: 01 July 2010
Last ISSA update: 01 July 2010
Exchange rate: US$1.00 = 46.30 rupees.

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