Canada
| Total population (m.): |
33.9 |
| GDP per capita (USD): |
35812 |
Work Injury
Regulatory Framework
First and current laws: 1908 and 1996 (Newfoundland), 1915 and 1996 (Nova Scotia), 1915 and 1998 (Ontario), 1916 and 1996 (British Columbia), 1916 and 2006 (Manitoba), 1918 and 2004 (New Brunswick), 1918 and 2002 (Alberta), 1928 and 1998 (Quebec), 1930 and 2003 (Saskatchewan), 1949 and 1994 (Prince Edward Island), 1974 and 1998 (Northwest Territories/Nunavut), and 2002 (Yukon).
Type of program: Social insurance system.
Coverage
Employees in industry and commerce (some differences exist among provinces).
Exclusions: Self-employed persons, household workers, professional athletes, and members of sports clubs (some differences exist among provinces).
Special systems for merchant seamen and federal civil servants.
Source of funds
Insured person: None.
Self-employed person: Not applicable.
Employer: The total cost, met through contributions that vary by industry and according to the assessed degree of risk (large firms in some provinces may self-insure).
Government: None.
Qualifying conditions
Work injury benefits: There is no minimum qualifying period.
Cash benefits for insured workers (except permanent disability)
Temporary disability benefit: From 75% to 90% of gross earnings is paid, according to province.
The minimum benefit varies according to province.
Permanent disability benefits for insured workers
Permanent disability pension: In most provinces, 75% or 90% of the insured's earnings is paid for a full disability.
The maximum benefit varies according to province.
Partial disability: The pension is a percentage of the full benefit according to the assessed degree of loss of earning capacity; in some provinces, the pension is converted to a lump sum if the assessed degree of loss is 10% or less.
Medical benefits for insured workers
Medical benefits: Benefits in all provinces include medical, surgical, nursing, and hospital services; medicine; and appliances.
Survivors benefits for dependents
Survivor pension: The pension varies according to province. The pension is paid to a widow(er).
Orphan's pension: Either a monthly flat-rate pension slightly greater than that of children residing with a parent or a percentage of the deceased's wages is paid, according to province.
Other dependents (if there is no spouse or orphan): A reasonable sum is paid in proportion to the loss of income.
Funeral grant: The grant paid varies according to province.
Administrative organization
Workers' Compensation Board, or a Work Safety Commission, in each province and territory administers the program.
Last survey reply: 01 July 2011
Last ISSA update: 01 July 2011
Exchange rate: US$1.00 = 0.97 Canadian dollars (C$).